Kentucky Rehab Centers for Drugs & Alcohol
With hundreds of registered addiction recovery centers throughout the state of Kentucky, there is no shortage of options for those looking for help quitting drugs or alcohol. Cost is often a concern, but many free and affordable options exist.
State Medicaid can cover some of the costs of treatment, and so will private insurance, military insurance, and Marketplace plans. Grant programs and state-run addiction rehab facilities can allow a person in Kentucky to receive care for little to nothing out-of-pocket.
Do you have questions about addiction treatment in Kentucky? Call Zinnia Health today at (855) 430-9439 to connect with an addiction specialist. Our helpline is open 24/7 to connect you with free, confidential information about your treatment options.
How Many Rehab Centers Are Available in Kentucky?
There are currently 423 registered substance use disorder facilities in the state of Kentucky, according to FindTreatment.gov. Of those, 100 facilities offer residential treatment in a home-like setting, while 369 offer outpatient programs for substance abuse. Only 14 of these facilities offer hospitalization with intensive 24/7 care.
Where in Kentucky Are Rehab Treatment Centers Located?
There are drug rehab centers throughout the state of Kentucky, but many of them are located around major metros such as:
- Louisville: Kentucky’s largest city sits on a beautiful river and borders Indiana, offering gorgeous views and modern amenities. This city is also home to over 60 registered addiction treatment centers.
- Lexington: Known for its horse farms and wide open pastures, Lexington offers a range of supports for those trying to overcome addiction, with over 50 treatment centers in the area.
- Bowling Green: Located in southern Kentucky, Bowling Green is prized for its culture and heritage. It also has over 20 treatment facilities within a 25-mile radius, offering inpatient and outpatient programs.
Zinnia Health has a state-of-the-art rehab center located in Indiana, which is about a four-hour drive or short flight away.
How to Choose the Best Rehab in Kentucky for You?
Choosing to get help for addiction is hard enough on its own. If you end up in the wrong program or facility, it can be even harder to stick with it. To ensure lasting recovery and a positive healing experience, you must compare your options and figure out which addiction treatment program is right for you,
As you go through the countless options for different facilities in Kentucky, consider the following aspects and try to find a rehab center that can meet your needs the best.
- Do you think you’d benefit from family counseling and other holistic services?
- Are you interested in experiential therapies like nature or music therapy?
- Would you like to incorporate faith or spirituality into your treatment?
No matter what level of care you choose, addiction recovery has come a long way since the 12-step meetings of the past. There are now more options than ever, backed by evidence-based methods, and the best treatment truly depends on your own unique needs.
Zinnia Health’s nearby South Bend, Indiana-based center provides inpatient care with around-the-clock support from a caring team of medical professionals and recovery specialists. Many insurance providers are accepted.
Does Insurance Cover Drug & Alcohol Rehab in Kentucky?
Addiction treatment and the accompanying mental and behavioral health services have been considered an “essential benefit” since the Affordable Care Act (ACA) went into effect in 2010. This means that if you have insurance, your provider is required to cover at least some of the costs. Your out-of-pocket expenses will depend on the type of insurance and specific plan you have.
Private insurers are supposed to cover at least part of your addiction treatment costs, but there are some caveats to be aware of. First and foremost, you’ll likely need to be current on your premiums before your insurance company pays anything.
Here are some other considerations to keep in mind:
- If you have not yet met your annual deductible, you may need to pay for your care out-of-pocket until insurance kicks in.
- Many private insurance companies will only cover services provided by an in-network facility.
- Most private insurance companies will not cover experiential therapies, like music therapy or yoga.
- Sober living homes or other housing may not be covered by insurance. Instead, you may need to stay at an addiction treatment center as an inpatient or find other housing.
Every plan is different, so you shouldn’t jump to conclusions about what your insurer will or will not cover. Instead, the best thing to do is give them a call and ask about your benefits. A facility can also call on your behalf.
If you purchased your health insurance plan from the federal Marketplace, you are entitled to coverage for addiction treatment services. Marketplace plans are fairly standardized, so it’s easy to estimate how much of your costs will be covered, for instance:
- Bronze plans cover 60% of expenses
- Silver plans cover 70% of expenses
- Gold plans cover 80% of expenses
- Platinum plans cover 90% of expenses
These percentages give you a rough idea of what your out-of-pocket costs may be, but it’s important to consider the fine print, too. For instance, you may be required to go to an accredited facility, and certain services may require prior authorization. Additionally, anything under “experiential therapies” may not be covered.
To fully understand the benefits you’re entitled to, it’s best to call the facility you’re considering and give them your insurance plan information. They can then provide you with a written estimate of your out-of-pocket expenses.
Remember, you have insurance for a reason. Using it for any necessary medical treatment, including substance abuse and mental health, is recommended.
Medicare and Medicaid
State and federally-funded health insurance programs like Medicaid and Medicare are designed to protect those who are vulnerable due to their age, income, or other circumstances. You don’t necessarily qualify for these programs just because you’re low-income or not insured by other means, but it is worth looking into if either of those things is true.
Medicaid may be available to you if you’re:
- Under the age of 19
- Over the age of 65
- Parenting a minor
- In a specified income range
Medicare may be available to you if you’re:
- Over the age of 65
Do All Rehab Centers in Kentucky Treat Alcohol & Drug Addiction?
Not all rehab centers in Kentucky treat addiction. Out of 618 mental health facilities, only 423 offer substance abuse treatment services, and they do not all offer the same programs. For instance, some facilities only offer inpatient services. Others specialize in 12-step programs and alcohol addiction treatment.
Many rehab centers in Kentucky are residential, but a few of them are hospitals offering intensive around-the-clock care. Quite a few facilities in Kentucky will help coordinate outpatient services, but not all of them do.
How to Find a Drug & Alcohol Rehab Treatment Help Near You
- Free Addiction Recovery Hotlines in Kentucky
- Alcoholics Anonymous Meeting Guide from SAMHSA
- Certified Community Behavioral Health Clinics
- Kentucky Opioid Response Effort (KORE)
What Is the Typical Cost of Rehab in Kentucky?
The cost of addiction treatment can vary from a few thousand to tens of thousands of dollars, depending on your chosen program. Outpatient programs can cost substantially less than inpatient programs, and residential facilities tend to cost less than hospitals.
Regardless of your ability to pay, you’ll never be turned away. Insurance, grants, and other funding sources can cover some or all of your out-of-pocket costs, and the facility you choose will help you decide on the right way forward based on your unique circumstances.
Privately funding your addiction treatment means paying for it out of pocket. If you have many assets or sources, such as retirement accounts or equity in your home, you may not qualify for grants and other programs, making private funding one of your best options.
If you don’t have a lot of cash, you may still be able to privately fund your treatment by:
- Asking friends, family, and community members to contribute
- Taking out a personal loan, if your credit score is good
- Withdrawing money from saving and investing accounts
Even if you have assets in your name, you may not be required to privately fund your recovery. Certain circumstances can qualify you for a payment plan or even a grant to reduce your costs.
Some addiction treatment facilities offer payment plans. These payment plans are also sometimes called “in-house financing.” Anything owed for your care, including a remaining balance after insurance coverage or grant assistance, can be financed with a payment plan.
The biggest advantage of taking out a payment plan directly from the facility is that they will generally offer it to you regardless of your credit score or financial situation. Assuming you’re unemployed and going to be for the duration of your treatment, that would make it tough to get a loan by other means, especially if you don’t have great credit.
With that in mind, you should read the fine print of the payment plan being offered to you to ensure that it’s fair. Some things to check include:
- The interest rate being offered
- The proposed payment schedule
- When your first payment is due
- Late fees
If you aren’t going to be working until you finish recovery, consider asking to have your first payment deferred until you think you will have a stable income again. Don’t accept a payment plan if you think it will put you into a difficult financial situation.
There are grant programs across Kentucky that can help you cover the cost of treatment. Many of the grants available to you are federally funded, like the SAMHSA block grants. Typically, to qualify for a grant, you’ll need to fall within a certain category of people, like:
- Being under the age of 18
- Being pregnant or the primary caregiver of young children
- Being at a higher risk of contracting HIV/AIDs
- Having tuberculosis (TB), as drug use can increase your risk
- Using intravenous substances
You do not have to apply for a grant yourself as the funding is rarely given to individuals. Instead, the money is allocated to addiction treatment facilities, which then use the funds to cover the cost of treatment for eligible individuals.
Since not all facilities apply for all grants, and some facilities may have already used the grant funds they received, it can be hard to track down a treatment center with funding.
What is the Rehab Hotline to Call for Kentucky?
If you’re looking for addiction treatment programs in Kentucky, dial (855) 430-9439 to connect with a recovery specialist at Zinnia Health. This helpline is open around-the-clock to get you answers to your questions about treatment, cost, and availability. If you or a loved one is experiencing a crisis involving drug or alcohol abuse, call 911 instead.
Can You Detox in Kentucky?
You can detox in Kentucky by enrolling in an inpatient or outpatient detox program. Inpatient programs can take place at your nearest hospital or a dedicated rehab facility. Outpatient programs allow you to continue living at home while attending appointments either in-person or through telehealth services.
Is Detox the Same as Rehab?
Detox is the first step of any drug or alcohol rehabilitation program. During detox, the body adjusts to a substance-free life, which can entail intense cravings and withdrawal symptoms. After the initial detox period, which generally lasts 3 to 10 days, a person is ready to enroll in a rehabilitation program where they can learn to understand and heal from the underlying causes of addiction.
How Long Does a Typical Stay at a Detox Center in Kentucky Last?
The initial detox process generally takes 3 to 10 days, but the length of stay varies depending on the individual and the substances they were using. It’s important to note that completing the detox process does not equate to recovery, as detox does not treat the underlying causes or long-term effects of addiction.
Are There Emergency Detox Centers in Kentucky?
You can get immediate help with detox and addiction recovery in Kentucky by going to any hospital. They will admit you into an inpatient detox program and then help you transition into a residential facility or outpatient program after the initial detox period is over. There are also rehab centers that offer same-day admission.
Are There Any Free Detox Centers in Kentucky?
There are detox centers in Kentucky offering free addiction treatment services, but you may need to donate your time in exchange for help. For instance, the Salvation Army program requires participants to work 40 hours a week in their donation centers. Before enrolling in a free detox center, make sure you ask about the methods of treatment.
If you’re looking for addiction treatment services in your area, call the helpline at Zinnia Health by dialing (855) 430-9439 to learn more about financial assistance and treatment programs available to you.